The True Cost of Homeownership: PITI Explained for Central Texas Buyers

The True Cost of Homeownership: PITI Explained for Central Texas Buyers

The True Cost of Homeownership: PITI Explained for Central Texas BuyersSteve Tomaselli
Published on: 03/11/2025

Don't get surprised by taxes! Learn how PITI (Principal, Interest, Taxes, Insurance) works in Central Texas. We expose the builder misconduct lie about MUD/PID fees and give local buyers a transparent budget tool.

MortgageReal Estate
The Texas Tax Trifecta: Homestead, Ag, and Wildlife Exemptions in the Texas Hill Country

The Texas Tax Trifecta: Homestead, Ag, and Wildlife Exemptions in the Texas Hill Country

The Texas Tax Trifecta: Homestead, Ag, and Wildlife Exemptions in the Texas Hill CountrySteve Tomaselli
Published on: 31/10/2025

Stop overpaying property taxes in the Texas Hill Country! Learn the core differences between the Homestead Exemption, the Ag Valuation, and the Wildlife Exemption in Comal County, with rules and acreage requirements for New Braunfels and surrounding areas.

Real Estate
The Mortgage Lie: Your Bank Doesn't Know You (and Why It's Costing You the Deal)

The Mortgage Lie: Your Bank Doesn't Know You (and Why It's Costing You the Deal)

The Mortgage Lie: Your Bank Doesn't Know You (and Why It's Costing You the Deal)Steve Tomaselli
Published on: 29/10/2025

Stop relying on the myth that "your bank knows you." Discover why local Texas mortgage experts, powered by FinTech and deep regional knowledge, offer stronger pre-approvals that win competitive deals in the Austin-San Antonio market. Post Description

MortgageReal Estate
Drowning in New Construction: How Builder "Deals" in Comal County Are Leaving Texas Buyers Underwater

Drowning in New Construction: How Builder "Deals" in Comal County Are Leaving Texas Buyers Underwater

Drowning in New Construction: How Builder "Deals" in Comal County Are Leaving Texas Buyers UnderwaterSteve Tomaselli
Published on: 28/10/2025

Discover why builder-affiliated lenders in New Braunfels and San Marcos have the highest rates of underwater FHA loans. Learn how rate buy-down incentives are leaving Comal County homebuyers owing more than their homes are worth.

MortgageReal Estate